Wise WISE.L
Public, LON, reports in GBP. Founded 2011. International money transfer.
2025-08-01 — ?
Financials millions, USD
| Period | Revenue | Growth % | Gross margin % | R&D % | Operating income | Operating margin % | Net income | EPS (diluted) | Rule of 40 | basis |
|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 2.7bn USD | 17.1 % | 73.2 % | 16.1 % | 591m USD | 21.9 % | 499m USD | 0.48 | 39.0 | |
| 2025 | 2.3bn USD | 19.2 % | 74.2 % | 13.6 % | 728m USD | 31.6 % | 550m USD | 0.53 | 50.8 | |
| 2024 | 1.9bn USD | – | 73.9 % | 14.9 % | 650m USD | 33.6 % | 502m USD | 0.48 | – | |
| 2023 | 1.2bn GBP | 64.9 % | – | – | 180m GBP | 14.8 % | – | – | 79.6 | |
| 2022 | 740m GBP | – | – | – | – | – | – | – | – |
Sources
- 2026: yfinance
- 2025: yfinance
- 2024: yfinance
- 2023: 2025_10-K_Summary_2026-07-10.xlsx
- 2022: 2025_10-K_Summary_2026-07-10.xlsx
Cash flow millions, USD
| Period | Cash from operations | Capex | Free cash flow | FCF margin % | CFO / net income % | NOPAT | Unlevered FCF | Levered FCF | Net change in cash |
|---|---|---|---|---|---|---|---|---|---|
| 2026 | 7.6bn USD | 21m USD | 7.5bn USD | 279.0 % | 1514.7 % | 446m USD | 7.3bn USD | 7.7bn USD | 9.0bn USD |
| 2025 | 5.7bn USD | 45m USD | 5.7bn USD | 246.2 % | 1039.3 % | 559m USD | 5.6bn USD | 5.5bn USD | 4.7bn USD |
| 2024 | 4.1bn USD | 16m USD | 4.1bn USD | 210.0 % | 812.6 % | 496m USD | 3.9bn USD | 4.0bn USD | 3.7bn USD |
NOPAT = op. income × (1 − effective tax rate); UFCF = NOPAT + D&A + ΔNWC − capex; LFCF = FCF + net debt issued.
Quotes
| Price | 8.67 GBP | 2026-09-15 | |
|---|---|---|---|
| Market cap | 8.5bn GBP | 11.5bn USD | 2026-09-15 |
| 52w high | 11.34 GBP | 2026-09-15 | |
| 52w low | 7.54 GBP | 2026-09-15 | |
| Off 52w high % | -23.5 % | ||
| P/S | 4.3 | ||
| Lifetime CAGR | 6.5 % |
Notes
- 2025-08-01 opinion ?